Owner, condo, or landlord — a licensed agent can review dwelling, personal property, and liability coverage with you, and tell you what it costs before you commit to anything.
Coverage needs differ by property type. These are the line items an agent will usually walk through with you.
Dwelling Coverage
Pays to repair or rebuild the physical structure of your home if it's damaged by a covered event.
Personal Property Coverage
Covers belongings inside the home — furniture, electronics, clothing — against theft, fire, and other covered losses.
Personal Liability Protection
Covers legal and medical costs if someone is injured on your property or you're found responsible for damage to someone else's.
Loss of Use
Covers additional living expenses — like temporary housing — if your home becomes uninhabitable after a covered loss.
Condo & Landlord Policies
Coverage structured differently for condo owners (HO-6) and landlords renting out property.
Home + Auto Bundle
Holding both policies together can lower your combined premium, depending on the carrier.
Closing on a home soon and need a policy in place before the lender's deadline.
Premium jumped at renewal and you want to see what other coverage looks like.
Need a policy structured for a rental property or condo association requirements.
Call now and talk to a licensed agent about your home coverage — no forms, no waiting.
(888) 381-4709Available daily